Our Process

Yield Solutions uses Consumer-Facing DBA's, such as:  RefiJet, Mile High Credit, and Consumer First Lending 


  • We facilitate Direct Auto Loans on our Lender Partner's behalf. Direct loans out-perform indirect loans by a wide margin!
  • Our proprietary marketing system finds the exact consumer profiles that each of our Lender Partners want to target, and in the exact states or locations inwhich they do business. 
  • Our Soft-pull process does not show up as an inquiry - This is an Added Benefit to the Interested Consumer
  • We do not charge a fee to the borrower. Our program is the only one of its kind that is truly free to the consumer!   

​             *This creates a much higher satisfaction rating for our Lending Partners!

  • Borrowers respond through a Web Portal, or by calling an 800 Number
  • Borrowers will electronically Opt-In and sign Disclosures (Permissive Use)

             *If the borrower calls in, we record their opt-In verbal notification

  • YSG's custom built Origination System automatically filters the borrower’s credit and application data through our Lending Partner’s guideline matrix to determine the probability of an approval for a new loan. We only send you applications we know you'll approve..

​             *This efficient process creates Apps-to-Approval rates between 80% and 90%, and Look-to-Book rates as high as 80%

  • Our Financial Services Representative (FSR) contacts the borrower/applicant and collects all the other necessary information and stips (employment/residence/insurance/current lien-holder and payoff/etc..)
  • Our FSR enters all the necessary information (job, residence, collateral, etc.) into the YSG system, then submits the application to our Lending Partner for Approval

​​            *Applications submitted through CUDL, Dealer Track, RouteOne, or a direct interface with our Lending Partner

  • ​An Approval/Call-Back is returned from the Lending Partner (similar to indirect)
  • Our FSR goes over the details of the new loan with the borrower.
  • Our Funding Team facilitates documentation of the new loan, using the Lending Partner's proprietary loan documents

​            * Electronic Signature or Wet Signature, by each Lending Partner's choice

  • Our Lending Partner funds the new loan, in much the same manner as an indirect loan
  • YSG immediately pays off the prior lien and files for a new lien in the name of our Lending Partner
  • All Process and Procedures are 100% Compliant and Documented


You may request our complete Due Diligence package, including our company overview and our Policies and Procedures,

by emailing: Info@YSGCO.com, or call: 720.405.2500.


ALL THIS AT NO COST TO YOU UNTIL YOU FUND THE LOAN !!! 

DO YOU KNOW YOUR TRUE COST OF ACQUISITION?